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Insurance Policy VS Doctor’s Attitude

1. Last week I've been warded at one of the private hospital somewhere in Klang Valley.

2. When my wife went to registration counter to give my medical card (I'm using Takaful Ikhlas Medical Card) to the clerk, my wife saw a list of doctor banned by by insurance company!

3. She asked the clerk what is this? And the clerk said if you consult one of this doctor, some insurance company might not paid the consultation bill. Luckily, my doctor is not in the list.

4. Then after i'm getting better, when my doctor came to do a ward visit, I consult with him about this issue.

5. To be truth, he told me that this is the major issue that some of the doctors abuse their power. These low attitude doctors manipulate the situation as an example where sometimes they do ward visit upto 5 times a day even though 2 times enough already. As you all know when specialist wish you 'good morning' then RM150 already pile into your bill. Some more, he said, when the doctors know you are funded by insurance company, the doctors 'making business' to charge unnecessary charges. So this kind of thing will give a bad reputation to the doctors resulting the insurance company take an aggressive action to banned some of the doctors.

6. Oh my god, I thought this abusing power only happen to the politician or even some engineer also have this attitude like to make over design to gain more profit on consultation fees.

7. Recently, one the top news reported that some doctor have link with syndicate to sell baby! In my mind, the world towards the end. Selagi manusia dinamakan manusia.....

8. So, please guys before you consult your doctor do call insurance company and ask hospital/clinic management to resolve this matter. It is not harmful to ask such an arrogant question because it is your money that you pay every month to the insurance company. But if you pengsan or suffering serious injury how could you ask?